1 - Eligibility criteria and conditions apply. Loans are subject to status. We set individual rates on the basis of your financial status and the amount borrowed. You may be offered a Barclayloan instead of a Barclayloan Plus and therefore the rate you're offered may differ from the typical APR shown.

2 - Gross is the rate of interest payable before income tax is deducted. Interest is payable gross to non-taxpayers subject to the required certification. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year.

3 - Monthly payers will make no payments in the final three months of the policy and annual payers will pay a reduced price up-front. Quotes must be obtained by 30 June 2010 and are valid for 90 days. This offer is open to new policyholders only and may be withdrawn or amended at any time.

4 - Overdrafts are subject to status and application. All borrowing is repayable on demand. EAR means Equivalent Annual Rate.

5 - Tax-free: Indicates that interest is exempt from UK income and capital gains tax provided all ISA conditions are met. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.

6 - Terms, conditions and exclusions apply to all benefits.