Woolwich fixed rate mortgages
Woolwich - a multi award-winning mortgage provider - offers a wide range of mortgages at competitive rates.
- With a fixed rate mortgage you can have the security of knowing how much you're paying each month during the fixed rate period
- Take your fixed rate with you if you move home - fees may apply
Switch your mortgage and save with our Switch & Save® remortgage offer.
Call us to discuss your options:
0845 677 99971
If you prefer, we can call you back at a time that suits you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Our fixed rate mortgages
| Product | Initial interest rate | Follow-on interest rate | Overall cost for comparison | Application fee | How much could I borrow? | Early repayment charge |
2 Year Fixed |
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| 2 Year Fixed | 2.99% | 2.99% (BBBR + 2.49%) 2 | 3.1% APR | £1,999 | 70% (max) of the value of your home. (Minimum loan £250,000) | 3% of the balance repaid until 30/09/2012 |
| 2 Year Fixed | 3.49% | 2.99% (BBBR +2.49%) 2 | 3.2% APR | £999 | 70% (max) of the value of your home | 3% of the balance repaid until 30/09/2012 |
| 2 Year Fixed | 3.79% | 2.99% (BBBR +2.49%) 2 | 3.2% APR | £499 | 70% (max) of the value of your home. Minimum £50,000 | 3% of the balance repaid until 30/09/2012 |
| 2 Year Fixed | 3.99% | 2.99% (BBBR +2.49%) 2 | 3.2% APR | £999 | 75% (max) of the value of your home. Maximum £500,000 | 3% of the balance repaid until 30/09/2012 |
| 2 Year Fixed | 4.38% | 2.99% (BBBR +2.49%) 2 | 3.4% APR | £499 | 75% (max) of the value of your home. Minimum £50,000, Maximum £500,000 | 3% of the balance repaid until 30/09/2012 |
3 Year Fixed |
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| 3 Year Fixed | 3.89% | 2.99% (BBBR +2.49%) 2 | 3.3% APR | £999 | 70% (max) of the value of your home | 3% of the balance repaid until 30/09/2013 |
| 3 Year Fixed | 4.39% | 2.99% (BBBR +2.49%) 2 | 3.4% APR | £499 | 70% (max) of the value of your home. Minimum loan £50,000 | 3% of the balance repaid until 30/09/2013 |
| 3 Year Fixed | 4.79% | 2.99% (BBBR +2.49%) 2 | 3.6% APR | £999 | 80% (max) of the value of your home | 3% of the balance repaid until 30/09/2013 |
| 3 Year Fixed | 5.79% | 2.99% (BBBR +2.49%) 2 | 3.9% APR | £999 | 85% (max) of the value of your home | 3% of the balance repaid until 30/09/2013 |
5 Year Fixed |
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| 5 Year Fixed | 4.79% | 2.99% (BBBR + 2.49%) 2 | 3.9% APR | £999 | 70% (max) of the value of your home | 3% of the balance repaid until 30/09/2015 |
| 5 Year Fixed | 5.39% | 2.99% (BBBR + 2.49%) 2 | 4.1% APR | £999 | 80% (max) of the value of your home | 3% of the balance repaid until 30/09/2015 |
Switch & Save® remortgage offer
It pays to shop around for a new mortgage.
There's plenty to choose from with our range of fixed rate, tracker and offset mortgages. And with our Woolwich Switch & Save® remortgage package, available on selected mortgages, you could benefit from a non-disclosed valuation and either no fees for in-house legal services or £200 cashback.
Fees associated with the particular product may apply (such as application fees and early repayment charges).
Please give us a call on 1 or request a call back for more information.
How much could you borrow?
Mortgage features
- A choice of fixed rate periods from our range
- Have the security of knowing how much you're paying each month during the fixed rate period
- Borrow up to 85% if you're buying a new home
- Take your fixed rate with you if you move home - fees may apply
- Flexibility to overpay by up to 10% per year with no early repayment charge. Early repayment charges will apply if you overpay more than this during the fixed rate period