Barclayloan Plus
Exclusive offer for Barclays customers
Our customers are special. That's why, to help you manage your finances, our current account customers can apply for a loan at 10.9% APR typical 1 on Barclayloan Plus
Although we’ll do our best to help, not all Barclays current account customers will be able to take advantage of Barclayloan Plus. However, you may still have the option to apply for Barclayloan at a different typical APR. You could be eligible for a personal loan if you have:
- Held a Barclays current account with us for over 12 months
- Paid at least £1,000 into your account each month
- Managed your account well and have a good credit history. For example, you have not defaulted on previous lending commitments
What you get
What you get with our personal loans: Barclayloan Plus
-
10.9% APR typical on Barclayloan Plus 1 for loans of £5,000 to £25,000
- A price guarantee – get offered a better deal elsewhere on an unsecured loan and we'll beat it 2
- Easy online application. Get an answer in minutes and you could have your money within three hours 3
- No arrangement or set up fees
- Fixed monthly payments for the duration of the loan helping you budget with confidence
Typical example of Barclayloan Plus
| Loan amount | £10,000 |
| Monthly payment | £216.93 |
| Loan term | 60 months |
| Total amount repayable | £13,015.80 |
| Typical APR | 10.9 % |
Compare our loans products and find out more at
Personal loans
Apply now
Apply for a Barclayloan Plus
- Apply online if you are registered for Barclays Online Banking
- If you're not registered for Barclays Online Banking, register here to apply
- Apply in person or by phone
Important information
1. We set individual rates on the basis of your financial status, personal circumstances and the amount borrowed. Eligibility criteria and conditions apply. Loans are subject to your circumstances at the time of applying. The rate offered may differ from the APR typical shown.
2. If you're offered a better deal on an unsecured loan anywhere else within 14 days from opening your Barclayloan or Barclayloan Plus with Barclays, we'll pay you the difference each month plus £1. Terms and conditions apply to this offer. Price guarantee terms and conditions
3. Only applies to customers who have already registered for Barclays Online Banking and who log in to apply using their PINsentry or passcode and memorable word. Funds are available in three hours if you apply before 2pm on a working day and your application is approved. Apply after that time and, once approved, you'll get your money the next working day. If you're not eligible to complete your application in Online Banking (for example, you do not have a Barclays current account) please visit your nearest Barclays branch and one of our advisers will assist you with your loan application. You are not required to have a Barclays current account to apply for a Barclayloan.
1. We set individual rates on the basis of your financial status, personal circumstances and the amount borrowed. Eligibility criteria and conditions apply. Loans are subject to your circumstances at the time of applying. The rate offered may differ from the APR typical shown.
2. If you're offered a better deal on an unsecured loan anywhere else within 14 days from opening your Barclayloan or Barclayloan Plus with Barclays, we'll pay you the difference each month plus £1. Terms and conditions apply to this offer. Price guarantee terms and conditions
3. Only applies to customers who have already registered for Barclays Online Banking and who log in to apply using their PINsentry or passcode and memorable word. Funds are available in three hours if you apply before 2pm on a working day and your application is approved. Apply after that time and, once approved, you'll get your money the next working day. If you're not eligible to complete your application in Online Banking (for example, you do not have a Barclays current account) please visit your nearest Barclays branch and one of our advisers will assist you with your loan application. You are not required to have a Barclays current account to apply for a Barclayloan.