Additions Active
- Our best current account when it comes to flexibility and value
- Packed with £800 of annual benefits for £15 a month
- Interest-free overdraft up to £300 1
One of our best current accounts when it comes to combining flexibility, extras and value.
- Worldwide multi-trip travel insurance for you and your family
- RAC Breakdown Cover - comprehensive cover in the UK and Europe
- Mobile phone insurance including cover against loss, theft and accidental damage
- Interest-free overdraft up to £300 1 - see Your overdraft
- Apply for a Personal Reserve that gives you an extra agreed amount for life's little emergencies 1
- 14.9% EAR typical variable on agreed overdrafts over £300 1
- Online and Telephone Banking - you'll need to register
- Debit cards
- Cardholder Protection - covers you against the loss or theft of your cards and passport
- Extended warranty cover for your domestic appliances
- Legal advice helpline - available 24 hours a day
- HomeSOS - cover for domestic emergencies
All benefits are subject to terms, conditions and exclusions. Please read the terms and conditions to ensure you know what is and what isn’t covered.
| Feature | Equivalent annual value | Registration |
|---|---|---|
| Home and family | ||
| Worldwide multi-trip family travel insurance 2 | £191.38 | Automatic |
| Legal and tax helpline 3 | £20 | Automatic |
| Extended warranty cover 4 | £74 | Telephone |
| Mobile phone insurance 5 | £90 | Online |
| Home SOS emergency cover | £71.88 | Automatic |
| Your car | ||
| RAC Comprehensive breakdown cover 6 | £213 | Automatic |
| Financial support | ||
| Cardholder protection 7 | £29 | Telephone |
| Will writing service and inheritance tax brochure 8 |
£120 | Online |
| Identity theft advice helpline | - | Automatic |
| Total equivalent value | £809.26 | |
| Annual cost of account (£15 x 12) | £180 | |
| Total potential annual savings | £629.26 | |
| Overdraft information | ||
| Interest-free overdraft limit 1 | Up to £300 | |
| Interest rate on agreed overdrafts above interest-free limit | 14.9% EAR typical variable |
Open the document you need by selecting the relevant link from the table below. You can then print or save it to your computer 9
| Retail Customer Agreement | 0.49MB |
| Additional terms and conditions for current accounts | 0.1MB |
| Worldwide multi-trip family travel insurance | 0.41MB |
| Comprehensive RAC breakdown cover | 0.33MB |
| Mobile phone insurance | 0.27MB |
| HomeSOS emergency cover | 0.35MB |
| Cardholder protection | 0.2MB |
| Extended warranty | 0.37MB |
| Identity Support Advice Line | 0.11MB |
| About our insurance services | 0.13MB |
| Legal helpline | 0.15MB |
| Will-writing service | 0.12MB |
| Your money | 0.2MB |
Cooling off
If you are not happy with your account, you have a 14-day period in which to contact us to cancel your account or switch to another account. This period begins on the date your account is opened or the date you receive your terms and conditions and other account information, whichever is the later. If you contact us within this period to cancel or switch your account, we will refund any account fees you may have paid. However, if you cancel or switch your account at a later date, you will not be refunded the account fees that you have paid. If you wish to cancel or switch your account, you should tell us by writing to Barclays, Leicester LE87 2BB.
Your feedback
We want to hear from you if you feel unhappy with the service you've received from us. Letting us know your concerns gives us the opportunity to put matters right for you and improve our service to all our customers. You can complain in person at your branch, in writing, by email or by telephone. A leaflet detailing how we deal with complaints is available on request in any of our branches, from the Barclays Information Line on 0800 400 100 10 or at www.barclays.co.uk. Alternatively you can write to Barclays, Leicester LE87 2BB.
If we do not resolve your complaint internally to your satisfaction, you may be able to refer it to the Financial Ombudsman Service at South Quay Plaza, 183 Marsh Wall, London E14 9SR (telephone: 0845 080 1800). The Financial Ombudsman Service is an organisation set up by law to give consumers a free and independent service for resolving disputes with financial firms. Details of those who are eligible complainants can be obtained from the Financial Ombudsman Service.
Important information about compensation arrangements
We are covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a bank is unable to meet its financial obligations. Most depositors – including most individuals and small businesses – are covered by the scheme.
In respect of deposits, an eligible depositor is entitled to claim up to £50,000. For joint accounts each account holder is treated as having a claim in respect of their share so, for a joint account held by two eligible depositors, the maximum amount that could be claimed would be £50,000 each (making a total of £100,000). The £50,000 limit relates to the combined amount in all the eligible depositor’s accounts with the bank, including their share of any joint account, and not to each separate account.
For further information about the scheme (including the amounts covered and eligibility to claim) please ask at your local branch, refer to the FSCS website www.fscs.org.uk or call 020 7892 7300.
Barclays Bank PLC may also accept deposits under the following trading names; Barclays, Barclays Bank, Barclaycard, Barclays Business, Barclays Capital, Barclays Commercial, Barclays Corporate, Barclays Financial Planning, Barclays International Private Banking, Barclays Local Business, Barclays Premier, Barclays Private Bank and Barclays Wealth. Deposits accepted from an eligible depositor under these trading names are combined for the purposes of deposit compensation from the FSCS. The FSCS is not applicable to deposits held at branches in the Channel Islands or the Isle of Man.
This could suit you if:
- You'd like an interest-free overdraft 1 of up to £300
- You want extras like travel insurance and RAC Breakdown Cover
See our alternative accounts if:
- You'd like an account with no monthly fee
- You want access to more exclusive benefits
Apply for Additions Active
- Apply or upgrade online
- Easy and secure
- Most accounts ready in just seven working days
Looking for alternative accounts?
Premier Life - Exclusive benefits and personal service
Barclays Bank Account - A basic account with no monthly fee
Current Account Plus - Get an interest-free overdraft up to £300 1
Important information
1. Overdrafts and Personal Reserve are subject to status and application. All borrowing is repayable on demand. EAR means Equivalent Annual Rate.
2. Worldwide family multi-trip travel insurance, £211 - based on similar policy for two adults and up to two children via Aviva Direct. Calculations as at June 2009.
3. Legal helpline and tax advice line, £20 - based on equivalent solicitor value for time of average call. Calculations as at June 2009.
4. Extended Warranty Cover, £74 - based on Domestic and General retail price for cover for an LCD TV valued at £500-£550. (Calculations as at June 2009)
5. Mobile phone insurance, £95.88 – based on LSG cover of £7.50 per month. Calculations as at June 2009.
6. Comprehensive breakdown cover (comprising Roadside, Recovery, At Home and European cover) £244.63. Example based on RAC’s online price. Price subject to change. Calculations as at June 2009.
7. Cardholder Protection, £29 - based on CPP retail price. (Calculations as at June 2009)
8. Will-writing service, £120 – provision of a will and mirror will via Barclays Retail Will Writing Service (source Barclays Estates and Trusts). Calculations as at June 2009.
9. To view Adobe® Acrobat® (PDF) files you will need Adobe® Acrobat®, available from Adobe Systems Incorporated. Adobe® and Acrobat® are the registered trade marks of Adobe Systems Incorporated in the United States and/or other countries. For more information on accessibility please see the Adobe Accessibility site.
10. To maintain a quality service, we may monitor and record phone calls. Calls to 0800 numbers are free when calling from a UK landline. Charges may apply when using a mobile phone or when calling from abroad. Read our call charges and information